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A long-term loan intended for new and experienced real estate investors seeking long-term rental financing for SFR, Townhouse, PDU or condo nationwide
Document needed: Application, Corporate Entity Documents, Two months’ Bank Statement, Real estate experience track record
Loan amount: $100K to $5M
Credit score: 650 min
30-Year term
Up to 80% LTV for purchase
Up to 75% LTV for cash out
No personal income checks
Foreign Nationals OK
Purchase under LLC or personal name (based on state)
The rate starts at high 7’s
A short-term loan intended for new and experienced real estate investors seeking funding for fix & flip properties nationwide.
Document needed: Application; Two month bank statement; corporate entity documents; rehab budget; previous real estate experience; ID
Loan amount: $100K to $10M
12 to 18 months
Min credit score 650
Up to 85% of purchase price + 100% of renovation cost; not to exceed 75% of the After Repair Value
1-4 units non owner occupied; condo; townhouse; multifamily; mixed used
Commercial real estate refers to any property used for business activities. Types of commercial real estate include hospitals, assembly plants, storage warehouses, shopping centers, office spaces, gas stations, RV parks or any other location for a business enterprise.
- Loan amount $300K to $100M
- 12 months to 30 years
- Min credit score 650
- Up to 70% LTV for purchase
- Up to 65% LTV for Cash-out Refinance
- Document needed: Application; Two months’ bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement.
A land loan – sometimes referred to as a lot loan – is used to finance the purchase of a plot of land. You can take out a land loan if you’re interested in buying a piece of land to build a home or to utilize for business purposes.
- Loan amount $100K up
- 12 months bridge
- Min credit score 650
- Up to 50% LTV for raw land
- Up to 75% LTV for developed land
- Document needed: Application; Two months’ bank statement; Corporate Entity Documents; Real estate track record; and Two years of business or personal tax return
A construction loan is a short-term loan that covers only the costs of custom home building or commercial property. This is different from a mortgage, and it’s considered specialty financing. Once the property is built, the prospective occupant must apply for a mortgage to pay for the completed home.
- Loan amount $100K to $500M
- 12 months to 24 months interest only, based on the project
- Min credit score 650
- Up to 80% LTC (Loan to Cost)
- Document needed: Executive summary; Construction budget; Any existing appraisal, environmental and survey reports; Personal Financial Statement for all principals; Corporate Entity Documents; and Real estate track record
This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.
Document needed: Application; Two months’ bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement
Loan amount $300K to $50M
12 months to 30 years
Min property value: $35K per door
Min credit score 650
Up to 70% LTV for purchase
Up to 65% LTV for Cash-out Refinance
This loan is intended for new and experienced real estate investors seeking funding for Mixed-use properties. Mixed Use properties refer to properties intentionally used for a variety of purposes, including commercial, residential, retail, office, or parking space. For instance, if you had an apartment complex, retail stores, and businesses located within the same area, this would be a mixed-use property.
Document needed: Application; Two months’ bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement
Loan amount $300K to $50M
12 months to 30 years
Min property value: $35K per door
Square footage for commercial and residential spaces
Min credit score 650
Up to 70% LTV for purchase
Up to 65% LTV for Cash-out Refinance
The partner provides homeowners with a smart new loan alternative for tapping into their home equity without taking on debt. They invest alongside home owner, providing cash today in exchange for a share in the home’s future value. Settle any time within 10 years.
Active States: AZ, CA, FL, MI, MN, NV, NJ, NY, NC, OH, OR, PA, SC, UT, VA, WA
Whether you’re purchasing, renovating, refinancing, or constructing, we’ve got your spiritual and community projects covered. Acquire the necessary funds now and spread the payments over time.
Loan Details:
- Funding ranges from $100K to $35M.
- Options include Fixed Rate Loans, Variable Loan Rates, or Interest Only Loans.
Prerequisites:
- A straightforward 1-page Church or Non-Profit Application.
- Details of the Church or Non-Profit Debt Service.
- Financial records from the last 3 years: Profit and Loss Statements & Balance Sheets.
Cash-flow financing offers real estate professionals liquidity for low-leverage, income-generating assets. The lender uses up to 65% of the monthly cash flow from experienced rental investors to provide upfront capital. Acting as a temporary preferred equity partner with a maximum 20% stake and no control, the lender doesn’t share profits, and the borrower maintains consistent monthly payments. Importantly, no liens are placed on real estate for a straightforward arrangement.
Quick Facts:
- Term Length: 1-5 Years
- 7-day closing
- Minimum Advance Amount: $50,000
- Maximum Advance Amount: $2,000,000
- Annual Financing Fee: 11-16%
- Pre-Payment & Deferred Payment Options
- 3+ Months of Payments held in Cash Reserve (*REQUIRED)
- Zero Closing Costs
- Broker fees covered from proceeds at closing
- No lien on property
Property Types Considered:
- Single Family Residences (SFR) / Short-Term Rentals (STR)
- Multifamily
- RV Parks
- Mobile Home Parks
- Hotels
- Self-Storage
- Commercial
Business Funding
Equipment financing refers to a loan used to purchase business-related equipment, such as a restaurant oven, vehicle, or copy machine.
Document needed: Application; Invoice from the vendor showing equipment specs; Vendor has to be based in the US (or has office in the US)
Loan amount $10K to $1M
12, 24, 48 or 60 months term
Min credit score 630
Start up business OK (Max loan $50K)
5 day funding
From backhoes to bulldozers, from pavers to rollers, from dump trucks to 18-wheelers. Heavy equipment loans allow businesses to borrow money to purchase heavy machinery and make payments on a schedule rather than having to pay upfront.
Document needed: Application; and Invoice from the dealer showing equipment specs.
Loan amount $10K to $1M
12, 24, 48, or 60 months term
Min credit score 650
Start-up business OK
No private sale
Your 401(k), IRA, or other qualified retirement accounts can be the key to starting your business debt-free and cash-rich. This program allows you to utilize the full potential of your existing retirement accounts to purchase your own business, thereby enabling you to eliminate or reduce the need for additional loans.
This loan is intended for business owners who are seeking funding for their day-to-day operations, such as payroll, purchasing inventory, business expansion, etc.
Document needed: Application; Two years of business tax returns; Two years of personal tax returns (in some cases); YTD Profit and Loss; Balance Sheet; Debt Schedule; and ID
Loan amount $50K up
Terms may vary based on need. Max term is 10 years
Min credit score 660
Two years in business
Term loans are ideal for businesses with annual revenues of at least $500,000 looking for an alternative finance option when traditional bank lending options may be unavailable or you don’t want to pay the high cost associated with quick cash loans.
$50,000 to $2 million with possible follow-on funding
B2B companies with at least $500,000 in gross annual revenues
Companies with recurring or predictable revenue
12 months – 5 years
Accounts receivable or AR financing is a type of financing arrangement that is based on a company receiving financing capital in return for a chosen portion of its accounts receivable. An AR financing arrangement can be structured in several ways, including as an asset sale or a loan.
- Loan amount: $100K to $50M
- Advance rate 80% to 90%
- One year term
- Non-recourse available
- Document needed: Application; One-year business tax return; ID; Current Aging of Accounts Receivable; Entity Documents; Invoices for Funding; Financial statement; and Customer list
A mid-term loan in the form of unsecured cash. These programs require no collateral only a personal guarantor. Clients can use the fund freely for any purpose.
- Minimum 650 Credit Score
- No More Than 6 Inquiries in The Last Six Months.
- 3 open active trade lines
- No New Lines of Credit or Revolving Accounts in The Last Six Months.
- Minimum of 6 Months At The Same Job With 1 Year of Continuous Work History of W-2 Employment.
- Retirement or Disability Income $27,000 annual income
- Ideally, No More Than 60% of Your Total Available Credit Usage
- Any Bankruptcies Must Have Been Discharged 2+ or More Years Ago
- 72 years of age or younger
- Can not reside in California and Iowa.
This loan is intended for business owners who are seeking funding to purchase a business.
YTD P&L
Loan amount $350K to $10M
Terms vary based on need. Max term is 25 years
Min credit score 600
Document needed:
From buyer: Application
Two years of business tax returns for all businesses owned
Two years of personal tax returns (in some cases)
YTD Profit and Loss
Balance Sheet
Debt Schedule
ID
Resume
Form Seller
Two years business tax return
Commodities
Gold, silver, lithium, silica, oil, and other precious elements found in ground via proven reserves reports such as 43-101, geological surveys and JORC reports.
Hallmarked gold, silver and high value art portfolios available for monetization between 50-85% LTV
Reserved for one or multiple pieces with full appraisal and lineage documentation.
LTV starting at 50%
Monetized & cash flow up to five years
Acquisition Loans: Capitalizing on Opportunities
Hedge Fund Term Loans: Fueling Your Ambitions
Equipment financing:
Dispensary Financing: Powering Your Growth: Construction and Real Estate Loans.